Investing in the stock market doesn’t always require a large capital. Some of the best investment opportunities lie in affordable stocks with strong growth potential. If you’re looking to build wealth with budget-friendly investments, here are five promising stocks under ₹100 that you should consider in 2025.
Stocks under ₹100 often belong to small and mid-cap companies with high growth potential. These stocks are ideal for investors looking to diversify their portfolio with low-cost investments while gaining exposure to high-reward opportunities. However, due diligence is necessary, as price fluctuations can be higher in these stocks compared to blue-chip stocks.
Ujjivan Small Finance Bank is a leading player in India’s small finance sector. The bank has consistently demonstrated strong financial performance, focusing on financial inclusion and serving underserved communities. With increasing profitability, expanding branch networks, and a growing customer base, this stock presents a compelling opportunity for investors looking for growth in the banking sector.
Market Cap: ~₹5,500 crore
Price-to-Earnings (P/E) Ratio: ~9.5
Net Profit (FY24): ₹900 crore
Return on Assets (ROA): 2.3%
Strong fundamentals and improving asset quality.
Consistent revenue growth and robust profitability.
Focus on microfinance lending, a rapidly expanding market in India.
Patel Engineering is a well-established infrastructure and construction company specializing in hydroelectric projects, dams, and urban infrastructure. With India’s push towards infrastructure development, the company stands to benefit significantly from government contracts and private sector investments.
Market Cap: ~₹2,000 crore
Order Book: ~₹10,000 crore
Revenue Growth: 20% YoY
Debt-to-Equity Ratio: 1.2 (manageable levels)
Increasing order book with new government contracts.
Expertise in hydroelectric and irrigation projects, sectors poised for growth.
Rising demand for infrastructure development in India.
Ruchira Papers is a key player in the paper manufacturing industry, focusing on eco-friendly and sustainable paper products. With a growing emphasis on sustainability and paper demand increasing due to restrictions on single-use plastics, Ruchira Papers is positioned for long-term growth.
AI’s Role in Cloud & Security: AI-powered cybersecurity and cloud infrastructure will continue to shape IT investments.
Market Cap: ~₹600 crore
Profit After Tax (FY24): ₹60 crore
P/E Ratio: 7.8 (undervalued compared to industry average)
Dividend Yield: 2.1%
Rising demand for paper products due to plastic bans.
Strong financial health and consistent dividend payouts.
Expansion plans in place to increase production capacity.
Shradha AI Technologies is an emerging player in the artificial intelligence and technology solutions space. As AI adoption continues to accelerate across industries, this company is positioned to benefit from growing demand for machine learning, automation, and data-driven decision-making tools.
Market Cap: ~₹1,200 crore
Revenue Growth: 35% YoY
R&D Investment: ~15% of revenue
Future Expansion: Partnerships with global tech firms
Expanding AI adoption in India and globally.
Potential for rapid scalability and high-margin business.
Investments in R&D and collaborations with major tech firms.
NHPC is a government-owned enterprise specializing in hydroelectric power generation. With India’s growing focus on renewable energy, NHPC is a crucial player in the green energy transition, making it a stable and promising investment.
Market Cap: ~₹60,000 crore
Revenue: ~₹9,000 crore
Dividend Yield: 4.2%
Profit After Tax (FY24): ₹1,800 crore
Strong backing from the Indian government.
Stable revenue model with long-term power purchase agreements.
Increasing investments in renewable energy projects.
Investing in these stocks for the long term can yield significant returns as the companies grow in their respective industries. However, short-term traders can also benefit by taking advantage of price fluctuations, market trends, and sectoral growth spurts.
Long-Term Gains: Stocks like NHPC and Ujjivan Small Finance Bank have stable business models and potential for consistent growth. Over a 5-10 year period, they could deliver multibagger returns with dividend income as an added advantage.
A well-balanced approach that combines long-term holding with strategic short-term trades can maximize returns while minimizing risks.
Investing in stocks under ₹100 offers a great way to diversify your portfolio while capitalizing on emerging opportunities. These five stocks are well-positioned for growth in their respective sectors, making them smart choices for investors looking for high potential at a low cost.
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